Prop Firm

Funded Account

A trading account provided by a prop firm with their capital, where the trader keeps a percentage of profits (typically 70-90%) after passing the evaluation.

What is a Funded Account?

A funded account is a trading account where a proprietary trading firm provides the capital and the trader provides the skill. After passing the firm's evaluation, you trade with their money — typically $25,000 to $400,000 or more. Profits are split between you and the firm, with traders typically receiving 70-90% of gains.

Funded Account Rules

  • Drawdown limits still apply: You can lose your funded account by breaching daily or overall drawdown limits
  • Profit splits: Usually monthly or bi-weekly payouts once you meet a minimum threshold
  • Scaling: Some firms increase your account size as you demonstrate consistent profitability
  • Consistency requirements: Many firms require that no single day represents more than a certain percentage of total profit

Keeping Your Funded Account

Getting funded is only half the challenge — keeping the account is the other half. Many traders who pass the evaluation lose their funded accounts within the first few months. The shift from "trying to pass" to "trying to keep" requires a mindset change: from aggressive target-chasing to sustainable, consistent trading.

How PropLogAI helps

AI-powered trading journal

PropLogAI helps funded traders maintain their accounts by tracking performance, monitoring drawdown, and coaching disciplined behavior through the AI coach.

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